Plan Snapshot
- Plan Sponsor: Oswego Industries, INC.
- Sponsor EIN: 162197163
- Sponsor Address: 7 MORRILL PLACE, FULTON, NY, 13069
- Plan Type: 403(b)
- Total Participants: 99
- Total Assets: $4.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: Yes
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 99 | $4.6M | $38,828 | $65,531 |
| 2023 | 114 | $4.8M | $51,697 | $87,548 |
| 2022 | 106 | $4.7M | $78,327 | $149,229 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| DERMODY, BURKE & BROWN CPA'S, LLC | NONE | $13,000 | — | $13,000 |
| BONADIO & CO LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- BONADIO & CO LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $13,000
- Estimated Expense Ratio: 0.283% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $1,513 | — | $1,513 | — | — |
| 2023 | $1,675 | — | $1,525 | — | — |
| 2022 | $2,075 | — | — | — | — |