Plan Snapshot
- Plan Sponsor: Oswego Health
- Sponsor EIN: 150532220
- Sponsor Address: 110 WEST 6TH STREET, OSWEGO, NY, 131262507
- Plan Type: 403(b)
- Total Participants: 1,491
- Total Assets: $75.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: Yes
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,491 | $75.2M | $1.5M | $5.0M |
| 2023 | 1,380 | $67.8M | $1.4M | $4.6M |
| 2022 | 1,255 | $58.3M | $1.3M | $4.1M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| LPL FINANCIAL | NONE | $137,721 | — | $137,721 |
| BENEFIT PLANS ADMIN SERVICES, INC. | NONE | $131,205 | — | $131,205 |
| FUSTCHARLES LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- LPL FINANCIAL — NONE
- BENEFIT PLANS ADMIN SERVICES, INC. — NONE
- FUSTCHARLES LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $268,926
- Estimated Expense Ratio: 0.358% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $279,130 | $137,721 | — | — | — |
| 2023 | $233,691 | — | $162,477 | — | — |
| 2022 | $220,540 | $220,540 | — | — | — |