Plan Snapshot
- Plan Sponsor: Osg Usa, INC.
- Sponsor EIN: 362645979
- Sponsor Address: 620 STETSON AVENUE, ST. CHARLES, IL, 60174
- Plan Type: 401(k)
- Total Participants: 421
- Total Assets: $62.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 421 | $62.2M | $1.2M | $2.6M |
| 2023 | 406 | $54.5M | $1.2M | $2.5M |
| 2022 | 390 | $48.2M | $963,733 | $2.3M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | RECORDKEEPER | $60,327 | — | $60,327 |
| WINTRUST INVESTMENTS LLC | INVESTMENT ADVISOR | $20,385 | — | $20,385 |
| ONEDIGITAL INVESTMENT ADVISORS LLC | INVESTMENT ADVISOR | $14,615 | — | $14,615 |
| SIKICH CPA LLC | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- ONEDIGITAL INVESTMENT ADVISORS LLC — INVESTMENT ADVISOR
- SIKICH CPA LLC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $95,327
- Estimated Expense Ratio: 0.153% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $95,327 | $35,000 | — | — | — |
| 2023 | $112,596 | $35,000 | — | — | — |
| 2022 | $119,696 | $35,000 | $84,696 | — | — |