Plan Snapshot
- Plan Sponsor: Opp Construction, LLC
- Sponsor EIN: 450448382
- Sponsor Address: PO BOX 13530, GRAND FORKS, ND, 58203
- Plan Type: 401(k)
- Total Participants: 179
- Total Assets: $13.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 179 | $13.7M | $392,133 | $561,294 |
| 2023 | 167 | $11.7M | $396,441 | $504,951 |
| 2022 | 158 | $9.9M | $279,185 | $478,411 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| BRADY, MARTZ AND ASSOCIATES, P.C | Auditor | $10,700 | — | $10,700 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- BRADY, MARTZ AND ASSOCIATES, P.C — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $10,700
- Estimated Expense Ratio: 0.078% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $54,739 | $37,796 | — | $10,700 | — |
| 2023 | $49,347 | $33,661 | — | $10,650 | — |
| 2022 | $51,646 | $32,416 | $8,580 | — | — |