Plan Snapshot
- Plan Sponsor: Ontario Refrigeration Service, INC.
- Sponsor EIN: 952750584
- Sponsor Address: 635 SOUTH MOUNTAIN AVENUE, ONTARIO, CA, 91762
- Plan Type: 401(k)
- Total Participants: 285
- Total Assets: $25.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 285 | $25.7M | $683,835 | $2.0M |
| 2023 | 252 | $25.4M | $590,725 | $1.8M |
| 2022 | 247 | $22.8M | $544,976 | $1.6M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PASADENA PRIVATE WEALTH LLC | Investment Advisor | $63,384 | — | $63,384 |
| EMPOWER ANNUITY INS CO OF AMERICA | Recordkeeper | $42,467 | — | $42,467 |
| ASCENSUS HOLDING INC DBA FUTUREPLAN | Recordkeeper | $7,100 | $10,000 | $17,100 |
| EMPOWER ADVISORY GROUP LLC | Investment Advisor | $13,437 | — | $13,437 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- ASCENSUS HOLDING INC DBA FUTUREPLAN — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $136,388
- Estimated Expense Ratio: 0.530% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $188,056 | — | $188,056 | — | — |
| 2023 | $110,519 | $70,514 | $7,595 | — | — |
| 2022 | $183,383 | — | — | — | $183,383 |