Plan Snapshot
- Plan Sponsor: Onion River Cooperative Dba City Market
- Sponsor EIN: 030232267
- Sponsor Address: 82 S WINOOSKI AVE, BURLINGTON, VT, 054017407
- Plan Type: 401(k)
- Total Participants: 261
- Total Assets: $11.5M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 261 | $11.5M | $361,855 | $568,601 |
| 2023 | 256 | $9.7M | $338,625 | $487,801 |
| 2022 | 249 | $8.0M | $366,023 | $527,430 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | CONTRACT ADMINISTRATOR | $43,911 | — | $43,911 |
| WORLD INVESTMENT ADVISORS, LLC | INVESTMENT ADVISORY | $15,012 | $14 | $15,026 |
| TRG INVESTMENT ADVISORS, LLC | INVESTMENT ADVISORY | $8,025 | $3 | $8,028 |
| GALLAGHER, FLYNN & COMPANY, LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- TRG INVESTMENT ADVISORS, LLC — INVESTMENT ADVISORY
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $66,965
- Estimated Expense Ratio: 0.582% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $66,956 | $23,045 | $43,911 | — | — |
| 2023 | $60,614 | $23,032 | $37,582 | — | — |
| 2022 | $57,500 | $21,774 | $35,726 | — | — |