Plan Snapshot
- Plan Sponsor: Onesmile, LLC
- Sponsor EIN: 473808383
- Sponsor Address: 675 ANTON BLVD., COSTA MESA, CA, 92626
- Plan Type: 401(k)
- Total Participants: 6,708
- Total Assets: $348.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 6,708 | $348.7M | $0 | $31.5M |
| 2023 | 6,092 | $304.5M | $262,072 | $30.1M |
| 2022 | 6,458 | $251.4M | $3.2M | $29.5M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $442,310 | — | $442,310 |
| SAGEVIEW ADVISORY GR | CONSULTANT | $60,000 | — | $60,000 |
| WRIGHT FORD YOUNG & CO. | ACCOUNTANT | $24,500 | — | $24,500 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
- SAGEVIEW ADVISORY GR — CONSULTANT
- WRIGHT FORD YOUNG & CO. — ACCOUNTANT
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $526,810
- Estimated Expense Ratio: 0.151% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $526,243 | — | $300 | $24,500 | — |
| 2023 | $563,790 | — | $600 | $26,000 | — |
| 2022 | $346,054 | — | — | — | — |