Plan Snapshot
- Plan Sponsor: On Top Of The World Communities, LLC
- Sponsor EIN: 596059413
- Sponsor Address: 9860 SW 84 COURT SUITE E, OCALA, FL, 34481
- Plan Type: 401(k)
- Total Participants: 715
- Total Assets: $16.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 715 | $16.6M | $338,980 | $1.9M |
| 2023 | 641 | $14.1M | $350,183 | $1.7M |
| 2022 | 608 | $11.5M | $329,129 | $1.7M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE | RECORDKEEPER | $53,058 | — | $53,058 |
| NFP RETIREMENT INC | INVESTMENT ADVISOR | $40,105 | — | $40,105 |
| FLORIDA RETIREMENT CONSULTANTS | TPA | $21,408 | — | $21,408 |
| DUGGAN, JOINER AND COMPANY, CPAS | CPA AUDITOR | $15,500 | — | $15,500 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- DUGGAN, JOINER AND COMPANY, CPAS — CPA AUDITOR
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $130,071
- Estimated Expense Ratio: 0.783% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $125,232 | $44,937 | $17,945 | $15,500 | — |
| 2023 | $109,774 | $46,961 | $24,754 | — | — |
| 2022 | $97,922 | $46,193 | $51,729 | — | — |