Plan Snapshot
- Plan Sponsor: Ojo Caliente Holdings, INC.
- Sponsor EIN: 562569409
- Sponsor Address: OJO CALIENTE MINERAL SPRINGS, OJO CALIENTE, NM, 87549
- Plan Type: 401(k)
- Total Participants: 156
- Total Assets: $3.4M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 156 | $3.4M | $181,522 | $364,084 |
| 2023 | 146 | $2.9M | $146,869 | $293,738 |
| 2022 | 125 | $2.3M | $118,702 | $237,403 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PENSION PLANNING CONSULTANTS, INC. | Recordkeeper | $27,441 | — | $27,441 |
| WRIGHT, MOORE, DEHART, DUPUIS & | Auditor | $12,500 | — | $12,500 |
| MERRILL LYNCH,PIERCE,FENNER & SMITH | Investment Advisor | $10,780 | — | $10,780 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $50,721
- Estimated Expense Ratio: 1.489% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $49,859 | — | $49,859 | — | — |
| 2023 | $50,318 | $7,645 | $42,673 | — | — |
| 2022 | $19,127 | $8,031 | — | — | $11,096 |