Plan Snapshot
- Plan Sponsor: Nspt INC
- Sponsor EIN: 200589219
- Sponsor Address: 27500 102ND AVE NW, STANWOOD, WA, 98292
- Plan Type: 401(k)
- Plan Number: 002
- Total Participants: 133
- Total Assets: $5.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 133 | $5.7M | $0 | $0 |
| 2024 | 81 | $5.2M | $60,322 | $274,508 |
| 2023 | 75 | $4.3M | $70,703 | $251,166 |
| 2022 | 66 | $3.4M | $16,505 | $264,119 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| GUSTO INVESTMENT SERVICES, LLC | Custodian / Trustee | $5,492 | — | $5,492 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $5,492
- Estimated Expense Ratio: 0.096% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $769,579 | $5,492 | — | — | — |
| 2024 | $147,445 | — | — | — | — |
| 2023 | $223,630 | — | — | — | — |
| 2022 | $16,954 | — | — | — | — |