Plan Snapshot
- Plan Sponsor: Northwestern Corporation
- Sponsor EIN: 460172280
- Sponsor Address: 11 EAST PARK STREET, BUTTE, MT, 597011711
- Plan Type: Health & Welfare
- Plan Number: 530
- Total Participants: 1,580
- Total Assets: $26.0M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,580 | $26.0M | $27.7M | $5.4M |
| 2023 | 1,560 | $23.6M | $26.1M | $5.8M |
| 2022 | 1,531 | $21.5M | $25.4M | $6.2M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF MONTANA | Other Service Provider | $572,400 | — | $572,400 |
| EXPRESS SCRIPTS, INC. | Other Service Provider | $439,619 | — | $439,619 |
| EMPYREAN BENEFIT SOLUTIONS, INC | Other Service Provider | $225,366 | — | $225,366 |
| VIRGIN PULSE | Other Service Provider | $81,826 | — | $81,826 |
| DELTA DENTAL INSURANCE COMPANY | Other Service Provider | $54,894 | — | $54,894 |
| MERCER HEALTH & BENEFITS LLC | Investment Advisor | $51,460 | — | $51,460 |
| VISION SERVICE PLAN | Other Service Provider | $34,711 | — | $34,711 |
| MERCER INVESTMENTS LLC | Investment Advisor | $33,370 | — | $33,370 |
| CURALINC | Other Service Provider | $17,865 | — | $17,865 |
| COMPSYCH | Other Service Provider | $14,519 | — | $14,519 |
| FIDELITY INVESTMENTS INSTITUTIONAL | Other Service Provider | $7,328 | — | $7,328 |
| THE NORTHERN TRUST COMPANY | Other Service Provider | $6,719 | — | $6,719 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- MERCER HEALTH & BENEFITS LLC — Investment Advisor
- MERCER INVESTMENTS LLC — Investment Advisor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $1,540,077
- Estimated Expense Ratio: 5.927% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $1,540,077 | $33,370 | $1,448,528 | — | — |
| 2023 | $1,395,132 | $29,081 | $1,345,805 | — | — |
| 2022 | $1,021,195 | $30,292 | — | — | $990,903 |