Plan Snapshot
- Plan Sponsor: Northwest Orthopaedic Specialist, P .S.
- Sponsor EIN: 911502837
- Sponsor Address: 601 W. 5TH AVE., SUITE 400, SPOKANE, WA, 99204
- Plan Type: 401(k)
- Total Participants: 303
- Total Assets: $76.5M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 303 | $76.5M | $2.3M | $2.0M |
| 2023 | 330 | $67.8M | $2.1M | $1.9M |
| 2022 | 317 | $58.1M | $2.0M | $1.6M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| NORTHERN CAPITAL MANAGEMENT | NONE | $118,182 | — | $118,182 |
| RANDALL & HURLEY, INC. | NONE | $30,065 | — | $30,065 |
| MERRILL LYNCH PIERCE FENNER SMITH | NONE | $25,488 | — | $25,488 |
| GIBSON CAPITAL, LLC | NONE | $15,673 | — | $15,673 |
| STOREHOUSE FINANCIAL | NONE | $11,631 | — | $11,631 |
| NORTH STAR RESOURCE GROUP | NONE | $9,879 | — | $9,879 |
| CHARLES SCHWAB TRUST BANK | NONE | $8,518 | — | $8,518 |
| CLIFTONLARSONALLEN LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- CHARLES SCHWAB TRUST BANK — NONE
- CLIFTONLARSONALLEN LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $219,436
- Estimated Expense Ratio: 0.287% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $355,707 | $206,465 | $5,225 | — | — |
| 2023 | $225,124 | $144,587 | — | — | — |
| 2022 | $266,150 | $206,152 | — | — | $33,156 |