Plan Snapshot
- Plan Sponsor: Northern California Retired Officers Community
- Sponsor EIN: 680317185
- Sponsor Address: 2600 ESTATES DRIVE, FAIRFIELD, CA, 94533
- Plan Type: 401(k)
- Total Participants: 372
- Total Assets: $16.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 372 | $16.3M | $578,005 | $1.4M |
| 2023 | 283 | $13.5M | $505,641 | $1.4M |
| 2022 | 268 | $11.5M | $506,288 | $1.4M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ARBOR POINT ADVISORS | ADVISOR | $42,883 | — | $42,883 |
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $31,357 | — | $31,357 |
| BAKER TILLY US, LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
- BAKER TILLY US, LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $74,240
- Estimated Expense Ratio: 0.456% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $76,380 | $45,023 | — | — | — |
| 2023 | $62,638 | $35,543 | — | — | — |
| 2022 | $62,388 | — | — | — | — |