Plan Snapshot
- Plan Sponsor: Nodaway Valley Bank
- Sponsor EIN: 431302908
- Sponsor Address: 304 NORTH MAIN, MARYVILLE, MO, 64468
- Plan Type: 401(k)
- Plan Number: 002
- Total Participants: 174
- Total Assets: $40.0M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 174 | $40.0M | $0 | $0 |
| 2024 | 150 | $36.9M | $1.2M | $802,989 |
| 2023 | 153 | $32.4M | $1.1M | $760,090 |
| 2022 | 151 | $30.1M | $1.1M | $723,839 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| NORTH AMERICA KTRADE ALLIANCE | Other Service Provider | $44,856 | — | $44,856 |
| STEFFES FINANCIAL LTD | Other Service Provider | $20,009 | — | $20,009 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $64,865
- Estimated Expense Ratio: 0.162% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $3,710,140 | $20,009 | — | — | — |
| 2024 | $58,148 | $18,638 | — | — | — |
| 2023 | $45,258 | $16,966 | — | — | — |
| 2022 | $53,205 | $53,205 | — | — | — |