Plan Snapshot
- Plan Sponsor: New Chapter, INC.
- Sponsor EIN: 030301418
- Sponsor Address: 90 TECHNOLOGY DRIVE, BRATTLEBORO, VT, 05301
- Plan Type: 401(k)
- Total Participants: 185
- Total Assets: $19.5M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 185 | $19.5M | $639,010 | $1.3M |
| 2023 | 180 | $16.7M | $530,181 | $1.2M |
| 2022 | 167 | $14.1M | $504,365 | $1.2M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| TRG INVESTMENT ADVISORS, LLC | RIA | $45,724 | — | $45,724 |
| DOWNEY, PIECIAK, FITZGERALD & CO | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $45,724
- Estimated Expense Ratio: 0.235% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $90,662 | $45,724 | $44,938 | — | — |
| 2023 | $79,454 | $37,190 | $2,375 | — | — |
| 2022 | $79,795 | — | $79,795 | — | — |