Plan Snapshot
- Plan Sponsor: Ned Stevens Gutter Cleaning & General Contracting Of New Jersey, LLC
- Sponsor EIN: 814066824
- Sponsor Address: 11 DANIEL ROAD EAST, FAIRFIELD, NJ, 07004
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 753
- Total Assets: $6.4M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 753 | $6.4M | $0 | $0 |
| 2024 | 953 | $4.7M | $217,797 | $404,641 |
| 2023 | 581 | $470,091 | $30,086 | $151,101 |
| 2022 | 275 | $318,223 | $38,527 | $109,371 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ONEDIGITAL INVESTMENT ADVISORS LLC | Investment Advisor | $18,602 | — | $18,602 |
| FIDELITY INVESTMENTS INSTITUTIONAL | Recordkeeper | $14,413 | — | $14,413 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $33,015
- Estimated Expense Ratio: 0.517% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $553,245 | $18,602 | — | — | — |
| 2024 | $495,397 | — | — | — | — |
| 2023 | $88,153 | — | — | — | — |
| 2022 | $2,576 | — | $2,576 | — | — |