Plan Snapshot
- Plan Sponsor: Ned Bard & Son Co.
- Sponsor EIN: 232120072
- Sponsor Address: PO BOX 6, LEOLA, PA, 17540
- Plan Type: Health & Welfare
- Plan Number: 501
- Total Participants: 21
- Total Assets: $65,163
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 21 | $65,163 | $0 | $0 |
| 2024 | 27 | $9,660 | $386,478 | $19,500 |
| 2023 | 20 | $32,353 | $239,818 | $138,788 |
| 2022 | 25 | $121,393 | $304,991 | $134,992 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| THE BENECON GROUP | Investment Advisor | $25,633 | — | $25,633 |
| CAPITAL BLUECROSS | Other Service Provider | $13,109 | — | $13,109 |
| HUB INT. (PA) | Investment Advisor | $5,472 | — | $5,472 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $44,214
- Estimated Expense Ratio: 67.851% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $349,117 | — | — | — | — |
| 2024 | $459,724 | — | — | — | — |
| 2023 | $429,284 | — | — | — | — |
| 2022 | $355,129 | — | — | — | — |