Plan Snapshot
- Plan Sponsor: National Railroad Passenger Corporation
- Sponsor EIN: 520910053
- Sponsor Address: 1 MASSACHUSETTS AVENUE NW, WASHINGTON, DC, 20001
- Plan Type: 401(k)
- Total Participants: 4,497
- Total Assets: $915.8M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 4,497 | $915.8M | $37.2M | $55.0M |
| 2023 | 4,505 | $780.0M | $32.3M | $47.7M |
| 2022 | 3,938 | $624.5M | $26.5M | $38.3M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ERNST & YOUNG | Auditor | $33,000 | — | $33,000 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- ERNST & YOUNG — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $33,000
- Estimated Expense Ratio: 0.004% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $513,548 | $248,051 | — | $33,000 | — |
| 2023 | $379,058 | $171,568 | — | $33,000 | — |
| 2022 | $137,810 | $137,810 | — | — | — |