Plan Snapshot
- Plan Sponsor: National Council Of Ymcas Of The Usa
- Sponsor EIN: 363258696
- Sponsor Address: 101 NORTH WACKER DRIVE, 16TH FLOOR, CHICAGO, IL, 60606
- Plan Type: 401(k)
- Plan Number: 501
- Total Participants: 16,927
- Total Assets: $31.8M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 16,927 | $31.8M | $0 | $0 |
| 2024 | 16,064 | $43.3M | $70.1M | $25.5M |
| 2023 | 15,829 | $45.7M | $69.9M | $27.9M |
| 2022 | 14,858 | $37.8M | $63.0M | $25.7M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| UNITED HEALTHCARE SERVICES, INC. | Other Service Provider | $8,327,918 | — | $8,327,918 |
| NATL COUNCIL OF YMCAS OF THE USA | Other Service Provider | $2,258,180 | — | $2,258,180 |
| BUSINESSOLVER.COM, INC. | Other Service Provider | $550,355 | — | $550,355 |
| CIGNA HEALTH AND LIFE INSURANCE | Other Service Provider | $186,408 | — | $186,408 |
| WILLIS TOWERS WATSON MIDWEST, INC. | Other Service Provider | $120,000 | — | $120,000 |
| CONVEY COMPLIANCE SYSTEM | Other Service Provider | $49,638 | — | $49,638 |
| GRANT THORNTON LLP | Other Service Provider | $42,050 | — | $42,050 |
| MARQUETTE ASSOCIATES, INC. | Other Service Provider | $42,000 | — | $42,000 |
| ALIGHT SOLUTIONS | Other Service Provider | $27,196 | — | $27,196 |
| ENVISION | Other Service Provider | $19,639 | — | $19,639 |
| U.S. BANK NATIONAL ASSOCIATION | Other Service Provider | $12,500 | — | $12,500 |
| SALESFORCE, INC. | Other Service Provider | $9,478 | — | $9,478 |
| WINSTON & STRAWN LLP | Other Service Provider | $8,254 | — | $8,254 |
| AT&T | Other Service Provider | $7,382 | — | $7,382 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $11,660,998
- Estimated Expense Ratio: 36.644% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $135,614,105 | $42,000 | $9,064,681 | $42,050 | — |
| 2024 | $10,360,616 | $42,000 | $7,692,390 | $37,059 | — |
| 2023 | $9,066,326 | $42,000 | $6,834,826 | $37,616 | — |
| 2022 | $8,769,673 | $42,000 | $6,545,041 | — | $59,010 |