Plan Snapshot
- Plan Sponsor: N & S Tractor Co.
- Sponsor EIN: 941665766
- Sponsor Address: 600 S. HIGHWAY 59, MERCED, CA, 95340
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 166
- Total Assets: $9.1M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 166 | $9.1M | $0 | $0 |
| 2024 | 158 | $7.5M | $327,617 | $493,984 |
| 2023 | 129 | $6.1M | $253,059 | $404,135 |
| 2022 | 108 | $4.7M | $242,411 | $368,813 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| UBS FINANCIAL SERVICES INC | Other Service Provider | $15,747 | — | $15,747 |
| NAVIA BENEFIT SOLUTIONS, INC. | Recordkeeper | $10,266 | — | $10,266 |
| LPL FINANCIAL LLC- RPCP | Other Service Provider | $8,801 | — | $8,801 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $34,814
- Estimated Expense Ratio: 0.381% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $560,801 | $24,548 | $29,618 | — | — |
| 2024 | $401,574 | — | — | — | — |
| 2023 | $108,732 | — | — | — | — |
| 2022 | $502,553 | — | — | — | — |