Plan Snapshot
- Plan Sponsor: Multiple Employers
- Sponsor EIN: 521061906
- Sponsor Address: 111 SOUTH CALVERT STREET, BALTIMORE, MD, 21202
- Plan Type: DB
- Plan Number: 002
- Total Participants: 4,544
- Total Assets: $2.2B
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 4,544 | $2.2B | $55.0M | $0 |
| 2023 | 4,720 | $2.1B | $47.4M | $0 |
| 2022 | 5,068 | $2.0B | $5.0M | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CAMBRIDGE ASSOCIATES, LLC | Other Service Provider | $1,710,447 | — | $1,710,447 |
| AON CONSULTING, INC. | Recordkeeper | $1,480,747 | — | $1,480,747 |
| PIMCO | Other Service Provider | $1,279,977 | — | $1,279,977 |
| SCHRODER INVESTMENT MANAGEMENT, NA | Other Service Provider | $407,422 | — | $407,422 |
| PNC BANK | Other Service Provider | $309,035 | — | $309,035 |
| TRINITY STREET ASSET MAMAGEMENT LLP | Other Service Provider | $225,156 | — | $225,156 |
| SNYDER CAPITAL MANAGEMENT, LP | Other Service Provider | $184,662 | — | $184,662 |
| COVINGTON & BURLING LLP | Other Service Provider | $148,594 | — | $148,594 |
| ARIEL INVESTMENTS, LLC | Other Service Provider | $104,603 | — | $104,603 |
| ERNST & YOUNG | Auditor | $86,582 | — | $86,582 |
| DELOITTE TAX LLP | Other Service Provider | $69,511 | — | $69,511 |
| JACKSON SQUARE PARTNERS, LLC | Investment Advisor | $63,918 | — | $63,918 |
| GOLDMAN SACHS ASSET MANAGEMENT, LP | Investment Advisor | $52,700 | — | $52,700 |
| HS MANAGEMENT PARTNERS, LLC | Other Service Provider | $47,831 | — | $47,831 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- AON CONSULTING, INC. — Recordkeeper
- ERNST & YOUNG — Auditor
- JACKSON SQUARE PARTNERS, LLC — Investment Advisor
- GOLDMAN SACHS ASSET MANAGEMENT, LP — Investment Advisor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $6,171,185
- Estimated Expense Ratio: 0.281% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $2,688,298 | — | — | $136,654 | — |
| 2023 | $2,535,293 | — | — | $132,000 | — |
| 2022 | $8,875,490 | — | — | — | $1,457,772 |