Plan Snapshot
- Plan Sponsor: Montana Childrens Home & Hospital
- Sponsor EIN: 810231789
- Sponsor Address: P.O. BOX 5539, HELENA, MT, 59604
- Plan Type: 401(k)
- Total Participants: 314
- Total Assets: $16.5M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: Yes
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 314 | $16.5M | $882,382 | $571,551 |
| 2023 | 318 | $14.5M | $883,147 | $618,950 |
| 2022 | 353 | $14.7M | $847,956 | $638,044 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| BIG SKY RETIREMENT INC. | Other Service Provider | $16,991 | $10,000 | $26,991 |
| CETERA INVESTMENT ADVISERS LLC | Investment Advisor | $19,202 | — | $19,202 |
| ALLIANT INSURANCE SERVICES | Investment Advisor | $16,257 | — | $16,257 |
| RELIASTAR LIFE INSURANCE COMPANY | Other Service Provider | $720 | $5,806 | $6,526 |
| EMPOWER ADVISORY GROUP, LLC | Investment Advisor | $5,458 | — | $5,458 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $74,434
- Estimated Expense Ratio: 0.452% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $26,469 | — | — | — | — |
| 2023 | $24,676 | — | — | — | — |
| 2022 | $26,467 | $26,467 | — | — | — |