Plan Snapshot
- Plan Sponsor: Montana Auto Dealers Association
- Sponsor EIN: 810170300
- Sponsor Address: 501 N. SANDERS ST., HELENA, MT, 596014552
- Plan Type: Health & Welfare
- Plan Number: 502
- Total Participants: 566
- Total Assets: $1.9M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 566 | $1.9M | $0 | $0 |
| 2024 | 577 | $1.8M | $7.0M | $0 |
| 2023 | 801 | $1.1M | $6.7M | $8,639 |
| 2022 | 1,053 | $945,874 | $7.5M | $59,087 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| JACQ CREEK CONSULTING GROUP | Other Service Provider | $85,550 | — | $85,550 |
| MTADA | Other Service Provider | $67,800 | — | $67,800 |
| KCOE ISOM, LLP | Auditor | $57,685 | — | $57,685 |
| IT STARTS WITH ME | Other Service Provider | $33,371 | — | $33,371 |
| WAGEWORKS | Other Service Provider | $5,010 | — | $5,010 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $249,416
- Estimated Expense Ratio: 13.452% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $8,199,761 | $67,800 | $322,384 | — | — |
| 2024 | $610,921 | $67,800 | $299,290 | — | — |
| 2023 | $536,056 | $67,800 | $233,142 | — | — |
| 2022 | $579,443 | $67,800 | $253,188 | — | $41,920 |