Plan Snapshot
- Plan Sponsor: Miller, Johnson, Snell & Cummiskey, P.L.C.
- Sponsor EIN: 381603110
- Sponsor Address: 45 OTTAWA AVE. SW, SUITE 1100, GRAND RAPIDS, MI, 49503
- Plan Type: 401(k)
- Total Participants: 192
- Total Assets: $95.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 192 | $95.6M | $3.0M | $2.1M |
| 2023 | 174 | $86.7M | $2.7M | $2.0M |
| 2022 | 154 | $75.2M | $2.5M | $1.9M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| INNOVIA WEALTH LLC | NONE | $92,160 | — | $92,160 |
| SCHWAB RETIREMENT PLAN SERVICES INC | NONE | $85,350 | — | $85,350 |
| GREENLEAF TRUST | NONE | $24,080 | — | $24,080 |
| EXCHANGE CAPITAL MANAGEMENT | NONE | $22,668 | — | $22,668 |
| MIDWEST CAPITAL ADVISORS LLC | NONE | $14,791 | — | $14,791 |
| DOEREN MAYHEW ASSURANCE | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- SCHWAB RETIREMENT PLAN SERVICES INC — NONE
- MIDWEST CAPITAL ADVISORS LLC — NONE
- DOEREN MAYHEW ASSURANCE — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $239,049
- Estimated Expense Ratio: 0.250% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $239,285 | $228,770 | — | — | — |
| 2023 | $190,654 | $180,830 | — | — | — |
| 2022 | $170,896 | $99,458 | — | — | — |