Plan Snapshot
- Plan Sponsor: Messiah University
- Sponsor EIN: 231352661
- Sponsor Address: ONE UNIVERSITY AVENUE, MECHANICSBURG, PA, 17055
- Plan Type: 403(b)
- Total Participants: 2,313
- Total Assets: $176.4M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: Yes
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 2,313 | $176.4M | $2.4M | $3.1M |
| 2023 | 1,748 | $162.2M | $2.4M | $3.1M |
| 2022 | 1,516 | $148.4M | $2.3M | $2.9M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| STANCORP FINANCIAL GROUP | NONE | $267,368 | $2,638 | $270,006 |
| CAMBRIDGE INVESTMENT RESEARCH, INC. | NONE | $112,398 | — | $112,398 |
| COMMONWEALTH FINANCIAL NETWORK | NONE | $32,677 | — | $32,677 |
| CAPIN CROUSE LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- STANCORP FINANCIAL GROUP — NONE
- COMMONWEALTH FINANCIAL NETWORK — NONE
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $415,081
- Estimated Expense Ratio: 0.235% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $412,445 | $145,076 | $267,369 | — | — |
| 2023 | $421,984 | $150,000 | $271,984 | — | — |
| 2022 | $427,958 | — | $427,958 | — | — |