Plan Snapshot
- Plan Sponsor: Mario Sinacola & Sons Excavating, INC.
- Sponsor EIN: 381812253
- Sponsor Address: 10950 RESEARCH ROAD, FRISCO, TX, 750332042
- Plan Type: 401(k)
- Total Participants: 972
- Total Assets: $44.1M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 972 | $44.1M | $1.2M | $4.8M |
| 2023 | 868 | $37.1M | $1.1M | $4.4M |
| 2022 | 874 | $31.2M | $1.0M | $3.8M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | CONTRACT ADMINISTRATOR | $128,593 | — | $128,593 |
| CREATIVE PLANNING, LLC | INVESTMENT ADVISORY | $58,155 | — | $58,155 |
| PLANTE & MORAN, PLLC | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- CREATIVE PLANNING, LLC — INVESTMENT ADVISORY
- PLANTE & MORAN, PLLC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $186,748
- Estimated Expense Ratio: 0.424% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $186,748 | $58,155 | $128,593 | — | — |
| 2023 | $161,722 | $47,100 | $114,622 | — | — |
| 2022 | $132,188 | $47,342 | $84,846 | — | — |