Plan Snapshot
- Plan Sponsor: Macalester College
- Sponsor EIN: 410693962
- Sponsor Address: 1600 GRAND AVENUE, SAINT PAUL, MN, 55105
- Plan Type: 403(b)
- Total Participants: 696
- Total Assets: $273.1M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: Yes
- Allows Roth Contributions: No
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 696 | $273.1M | $5.0M | $4.9M |
| 2023 | 702 | $254.2M | $4.7M | $4.8M |
| 2022 | 693 | $229.7M | $4.5M | $4.6M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| TIAA | NONE | $214,889 | — | $214,889 |
| CAPFINANCIAL PARTNERS LLC | NONE | $8,000 | — | $8,000 |
| CLIFTONLARSONALLEN LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- TIAA — NONE
- CLIFTONLARSONALLEN LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $222,889
- Estimated Expense Ratio: 0.082% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $222,889 | $18,431 | $9,448 | — | — |
| 2023 | $209,682 | $11,619 | $188,178 | — | — |
| 2022 | $229,094 | $36,932 | — | — | — |