Plan Snapshot
- Plan Sponsor: M & M Cartage, INC.
- Sponsor EIN: 610865101
- Sponsor Address: 6220 GEIL LANE, LOUISVILLE, KY, 40219
- Plan Type: 401(k)
- Total Participants: 358
- Total Assets: $10.4M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 358 | $10.4M | $386,633 | $928,710 |
| 2023 | 362 | $9.1M | $354,155 | $849,164 |
| 2022 | 339 | $7.3M | $317,284 | $782,489 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ASCENSUS LLC | Other Service Provider | $54,916 | $84 | $55,000 |
| MORGAN STANLEY GLOBAL | Other Service Provider | $23,460 | — | $23,460 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $78,460
- Estimated Expense Ratio: 0.753% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $78,376 | $23,460 | $54,916 | — | — |
| 2023 | $66,178 | — | $47,123 | — | — |
| 2022 | $64,649 | $19,341 | $45,308 | — | — |