Plan Snapshot
- Plan Sponsor: M&C Trucking Company
- Sponsor EIN: 251332393
- Sponsor Address: 400 KECK STREET, SEWARD, PA, 15954
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 105
- Total Assets: $5.9M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 105 | $5.9M | $0 | $0 |
| 2024 | 67 | $4.7M | $129,263 | $205,596 |
| 2023 | 86 | $5.2M | $144,664 | $215,113 |
| 2022 | 88 | $4.8M | $268,384 | $217,847 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PAYCHEX, INC. | Recordkeeper | $21,887 | — | $21,887 |
| ERISA FIDUCIARY SERVICES, INC. | Recordkeeper | $6,665 | — | $6,665 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $28,552
- Estimated Expense Ratio: 0.487% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $303,812 | $6,665 | $23,809 | — | — |
| 2024 | $27,502 | $1,582 | $25,060 | — | — |
| 2023 | $25,803 | $1,489 | $23,454 | — | — |
| 2022 | $30,852 | $1,477 | $29,375 | — | — |