Plan Snapshot
- Plan Sponsor: Lutheran Child & Family Service Of Michigan
- Sponsor EIN: 381359524
- Sponsor Address: 2825 WIENEKE ROAD, SAGINAW, MI, 48603
- Plan Type: 403(b)
- Total Participants: 0
- Total Assets: $0
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: Yes
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 0 | $0 | $0 | $0 |
| 2024 | 339 | $1.9M | $88,509 | $232,443 |
| 2023 | 280 | $1.5M | $42,664 | $212,359 |
| 2022 | 290 | $1.2M | $44,138 | $207,745 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INS CO OF AMERICA | RECORDKEEPER | $13,062 | — | $13,062 |
| THE MICHIGAN PENSION GROUP, INC. | CONTRACT ADMINISTRATOR | $4,360 | $1,532 | $5,892 |
| BAKER, TILLY US, LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- BAKER, TILLY US, LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $18,954
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $2,021 | — | — | — | — |
| 2024 | $17,422 | — | — | — | — |
| 2023 | $20,303 | — | — | — | — |
| 2022 | $18,513 | — | $18,513 | — | — |