Plan Snapshot
- Plan Sponsor: Lucky Chances, INC.
- Sponsor EIN: 943199406
- Sponsor Address: 1700 HILLSIDE BLVD., COLMA, CA, 94014
- Plan Type: 401(k)
- Total Participants: 543
- Total Assets: $26.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 543 | $26.3M | $75,295 | $1.9M |
| 2023 | 521 | $23.3M | $77,651 | $1.8M |
| 2022 | 558 | $19.5M | $83,801 | $1.8M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| GLOBAL RETIREMENT PARTNERS, LLC | INVESTMENT ADVISOR | $43,215 | — | $43,215 |
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $35,454 | — | $35,454 |
| CHUGH CPAS LLP CPA | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- GLOBAL RETIREMENT PARTNERS, LLC — INVESTMENT ADVISOR
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $78,669
- Estimated Expense Ratio: 0.299% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $82,902 | $47,448 | — | — | — |
| 2023 | $37,360 | $4,067 | — | — | — |
| 2022 | -$6,300 | — | — | — | — |