Plan Snapshot
- Plan Sponsor: Lords And Ladys Enterprises INC
- Sponsor EIN: 042864507
- Sponsor Address: 190 WASHINGTON STREET, WESTWOOD, MA, 02132
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 419
- Total Assets: $4.1M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 419 | $4.1M | $0 | $0 |
| 2024 | 383 | $3.5M | $0 | $221,655 |
| 2023 | 382 | $3.2M | $0 | $275,222 |
| 2022 | 378 | $2.6M | $0 | $256,799 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CWM, LLC | Investment Advisor | $12,990 | — | $12,990 |
| PAYCHEX, INC. | Recordkeeper | $12,401 | — | $12,401 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $25,391
- Estimated Expense Ratio: 0.622% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $289,007 | $12,990 | $12,216 | — | — |
| 2024 | $23,039 | $11,657 | $10,522 | — | — |
| 2023 | $19,304 | $10,162 | $8,282 | — | — |
| 2022 | $20,922 | $9,620 | $11,302 | — | — |