Plan Snapshot
- Plan Sponsor: Liberty Excavators, INC.
- Sponsor EIN: 232023985
- Sponsor Address: 4402 GETTYSBURG ROAD, CAMP HILL, PA, 17011
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 229
- Total Assets: $21.9M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 229 | $21.9M | $0 | $0 |
| 2024 | 193 | $18.9M | $453,096 | $1.0M |
| 2023 | 191 | $16.5M | $517,973 | $972,611 |
| 2022 | 192 | $14.4M | $459,702 | $978,323 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INS. CO. OF AMERICA | Recordkeeper | $40,611 | — | $40,611 |
| LEGACY ADVISORS LLC | Investment Advisor | $38,453 | — | $38,453 |
| PA RETIREMENT SOLUTIONS, INC. | Recordkeeper | $13,314 | $10,006 | $23,320 |
| STAMBAUGH NESS PC | Auditor | $17,750 | — | $17,750 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $120,134
- Estimated Expense Ratio: 0.549% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $1,808,388 | $41,048 | $53,150 | $17,750 | — |
| 2024 | $100,564 | $35,082 | $48,982 | $16,500 | — |
| 2023 | $101,193 | $28,740 | $15,872 | $16,700 | — |
| 2022 | $123,601 | — | $123,601 | — | — |