Plan Snapshot
- Plan Sponsor: All One Credit Union
- Sponsor EIN: 042348884
- Sponsor Address: 20 ADAMS STREET, LEOMINSTER, MA, 01453
- Plan Type: 401(k)
- Total Participants: 131
- Total Assets: $20.0M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 131 | $20.0M | $744,523 | $807,039 |
| 2023 | 131 | $17.7M | $737,554 | $774,753 |
| 2022 | 133 | $15.9M | $686,946 | $755,627 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| STOWE & DEGON | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $0
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $25,550 | $20,000 | $3,775 | — | — |
| 2023 | $24,600 | $20,000 | $2,850 | — | — |
| 2022 | $22,700 | $20,000 | — | — | $2,700 |