Plan Snapshot
- Plan Sponsor: Laraway Youth & Family Services
- Sponsor EIN: 030276110
- Sponsor Address: 275 VT-15, JOHNSON, VT, 05656
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 81
- Total Assets: $2.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 81 | $2.3M | $84,130 | $125,446 |
| 2023 | 88 | $2.1M | $84,171 | $103,497 |
| 2022 | 90 | $1.8M | $73,645 | $86,674 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EQUITY SERVICES, INC. | Investment Advisor | — | $10,636 | $10,636 |
| PLAN INTEGRITY PARTNERS, LLC | Recordkeeper | $3,060 | $2,765 | $5,825 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $16,461
- Estimated Expense Ratio: 0.703% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $8,136 | — | $8,136 | — | — |
| 2023 | $4,982 | — | $4,982 | — | — |
| 2022 | $25,373 | — | $25,373 | — | — |