Plan Snapshot
- Plan Sponsor: La Clinica De La Raza, INC.
- Sponsor EIN: 941744108
- Sponsor Address: 1515 FRUITVALE AVE, OAKLAND, CA, 946012322
- Plan Type: 403(b)
- Plan Number: 001
- Total Participants: 1,596
- Total Assets: $111.1M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: Yes
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 1,596 | $111.1M | $0 | $0 |
| 2024 | 1,199 | $96.0M | $2.0M | $5.2M |
| 2023 | 1,151 | $84.0M | $2.0M | $5.0M |
| 2022 | 1,110 | $69.9M | $1.9M | $4.5M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | Recordkeeper | $257,212 | — | $257,212 |
| OSAIC WEALTH, INC. | Investment Advisor | — | $100,000 | $100,000 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $357,212
- Estimated Expense Ratio: 0.321% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $7,171,674 | — | $257,212 | — | — |
| 2024 | $272,940 | — | $272,940 | — | — |
| 2023 | $267,891 | — | $267,891 | — | — |
| 2022 | $239,734 | — | $239,734 | — | — |