Plan Snapshot
- Plan Sponsor: L. J. Associates, INC.
- Sponsor EIN: 251553163
- Sponsor Address: 125 AVIATION LANE, SUITE 112, LATROBE, PA, 15650
- Plan Type: 401(k)
- Total Participants: 76
- Total Assets: $17.8M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 76 | $17.8M | $579,625 | $567,719 |
| 2023 | 79 | $17.7M | $576,635 | $533,404 |
| 2022 | 80 | $15.0M | $527,575 | $420,251 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| AMERISERV TRUST FINANCIAL SERVICES | TRUSTEE | $58,325 | — | $58,325 |
| WESSEL AND COMPANY | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- WESSEL AND COMPANY — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $58,325
- Estimated Expense Ratio: 0.327% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $58,325 | $58,325 | — | — | — |
| 2023 | $53,477 | $53,477 | — | — | — |
| 2022 | $52,835 | $52,835 | — | — | — |