Plan Snapshot
- Plan Sponsor: L&D Electric, INC. D/B/A Consolidated Electrical Contractors, INC.
- Sponsor EIN: 270864676
- Sponsor Address: 1095A MAK TECH DR, LANSING, MI, 489065677
- Plan Type: 401(k)
- Total Participants: 169
- Total Assets: $5.5M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 169 | $5.5M | $45,519 | $457,635 |
| 2023 | 148 | $4.4M | $60,384 | $442,060 |
| 2022 | 144 | $3.4M | $48,355 | $355,917 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CAPITAL ASSET ADVISORY SERVICES, LL | INVESTMENT ADVISORY | $29,077 | — | $29,077 |
| EMPOWER ANNUITY INSURANCE CO OF AM | CONTRACT ADMINSTRATOR | $19,957 | — | $19,957 |
| MANER COSTERISAN, P.C. | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- CAPITAL ASSET ADVISORY SERVICES, LL — INVESTMENT ADVISORY
- MANER COSTERISAN, P.C. — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $49,034
- Estimated Expense Ratio: 0.885% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $50,858 | — | $50,858 | — | — |
| 2023 | $30,531 | $27,163 | — | — | — |
| 2022 | $33,415 | — | — | — | $33,415 |