Plan Snapshot
- Plan Sponsor: Kros-Wise, INC.
- Sponsor EIN: 201632876
- Sponsor Address: 435 EAST CARMEL STREET, SAN MARCOS, CA, 92078
- Plan Type: 401(k)
- Total Participants: 99
- Total Assets: $5.8M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 99 | $5.8M | $286,790 | $288,070 |
| 2023 | 149 | $5.4M | $261,162 | $276,555 |
| 2022 | 120 | $3.6M | $24,356 | $62,964 |
| 2021 | 73 | $4.0M | $0 | $0 |
| 2020 | 63 | $3.5M | $0 | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PCS RETIREMENT LLC | CONTRACT ADMINISTRATOR | $27,831 | — | $27,831 |
| THE BALDWIN GROUP WEALTH ADVISORS, | INVESTMENT ADVISOR | $24,911 | — | $24,911 |
| SAGGAR & ROSENBERG, P.C | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- PCS RETIREMENT LLC — CONTRACT ADMINISTRATOR
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $52,742
- Estimated Expense Ratio: 0.917% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $52,742 | $24,911 | $27,831 | — | — |
| 2023 | — | — | — | — | — |
| 2022 | — | — | — | — | — |
| 2021 | $12,809 | — | $12,809 | — | — |
| 2020 | $72 | — | $72 | — | — |