Plan Snapshot
- Plan Sponsor: Kneaders Bakery And Cafe
- Sponsor EIN: 831793955
- Sponsor Address: 871 SOUTH AUTO MALL DRIVE, AMERICAN FORK, UT, 84003
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 450
- Total Assets: $912,902
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2023 | 450 | $912,902 | $0 | $565,760 |
| 2022 | 635 | $517,795 | $0 | $569,538 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| THE VANGUARD GROUP, INC. | Recordkeeper | $19,055 | — | $19,055 |
| WC ADMINISTRATORS | Recordkeeper | $9,254 | — | $9,254 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $28,309
- Estimated Expense Ratio: 3.101% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2023 | $29,037 | — | — | — | — |
| 2022 | $665 | — | $665 | — | — |