Plan Snapshot
- Plan Sponsor: Kinsley Construction, INC.
- Sponsor EIN: 231689806
- Sponsor Address: P.O. BOX 2886, YORK, PA, 17405
- Plan Type: 401(k)
- Total Participants: 3,709
- Total Assets: $197.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2023 | 3,709 | $197.2M | $6.0M | $11.7M |
| 2022 | 3,456 | $166.5M | $5.7M | $10.5M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| VICUS CAPITAL | INVESTMENT ADVISOR | $384,790 | — | $384,790 |
| TRANSAMERICA RETIREMENT SOLUTIONS | RECORD KEEPER | $205,488 | — | $205,488 |
| RKL LLP | AUDITOR | $31,474 | — | $31,474 |
| EMC CPAS LLC | Auditor | $15,737 | — | $15,737 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- VICUS CAPITAL — INVESTMENT ADVISOR
- TRANSAMERICA RETIREMENT SOLUTIONS — RECORD KEEPER
- RKL LLP — AUDITOR
- EMC CPAS LLC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $637,489
- Estimated Expense Ratio: 0.323% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2023 | $310,877 | $192,396 | — | $15,737 | — |
| 2022 | $347,400 | $186,798 | — | — | $11,275 |