Plan Snapshot
- Plan Sponsor: Kimball, Tirey & St. John LLP
- Sponsor EIN: 330404480
- Sponsor Address: 7676 HAZARD CENTER DRIVE, SAN DIEGO, CA, 921084515
- Plan Type: 401(k)
- Plan Number: 002
- Total Participants: 427
- Total Assets: $28.5M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 427 | $28.5M | $0 | $0 |
| 2024 | 361 | $23.5M | $0 | $2.0M |
| 2023 | 311 | $19.7M | $0 | $1.6M |
| 2022 | 254 | $16.0M | $0 | $1.4M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| LINCOLN NATIONAL LIFE INSURANCE | Other Service Provider | $88,612 | — | $88,612 |
| MORGAN STANLEY GLOBAL BANKING OPS | Investment Advisor | $23,225 | — | $23,225 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $111,837
- Estimated Expense Ratio: 0.393% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $1,856,473 | $23,242 | $88,612 | — | — |
| 2024 | $97,608 | — | $97,608 | — | — |
| 2023 | $82,499 | — | $82,499 | — | — |
| 2022 | $88,539 | — | $88,539 | — | — |