Plan Snapshot
- Plan Sponsor: Kier & Wright Civil Engineers And Surveyors INC
- Sponsor EIN: 942160466
- Sponsor Address: 2850 COLLIER CANYON ROAD, LIVERMORE, CA, 945519201
- Plan Type: 401(k)
- Total Participants: 179
- Total Assets: $44.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 179 | $44.6M | $1.1M | $1.7M |
| 2023 | 171 | $38.1M | $1.7M | $1.6M |
| 2022 | 188 | $29.6M | $1.6M | $1.5M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $48,492 | — | $48,492 |
| COMYNS, SMITH, MCCLEARY & DEAVER, | ACCOUNTANT/AUDITOR | $19,500 | — | $19,500 |
| STRATEGIC ADVISORS, INC. | ADVISOR | $14,805 | — | $14,805 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
- STRATEGIC ADVISORS, INC. — ADVISOR
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $82,797
- Estimated Expense Ratio: 0.186% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $82,386 | $14,805 | $1,200 | $19,500 | — |
| 2023 | $56,729 | $14,595 | — | — | — |
| 2022 | $53,526 | $14,373 | — | — | — |