Plan Snapshot
- Plan Sponsor: Keystone Wood Specialties, INC.
- Sponsor EIN: 232325747
- Sponsor Address: 2225 OLD PHILADELPHIA PIKE, LANCASTER, PA, 17602
- Plan Type: Health & Welfare
- Plan Number: 501
- Total Participants: 48
- Total Assets: $180,074
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 48 | $180,074 | $0 | $0 |
| 2024 | 54 | $143,895 | $684,734 | $196,085 |
| 2023 | 63 | $145,161 | $670,876 | $171,120 |
| 2022 | 102 | $63,526 | $57,808 | $670,496 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| THE BENECON GROUP, LLC | Investment Advisor | $54,906 | — | $54,906 |
| ASSURED PARTNERS (CENTRAL PA) | Investment Advisor | $21,120 | — | $21,120 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $76,026
- Estimated Expense Ratio: 42.219% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $873,862 | — | — | — | — |
| 2024 | $894,903 | — | — | — | — |
| 2023 | $682,800 | — | — | — | — |
| 2022 | $723,501 | — | — | — | — |