Plan Snapshot
- Plan Sponsor: Keystone Consulting Engineers, INC.
- Sponsor EIN: 232428975
- Sponsor Address: 2870 EMRICK BLVD, BETHLEHEM, PA, 18020
- Plan Type: Health & Welfare
- Plan Number: 501
- Total Participants: 50
- Total Assets: $17,901
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 50 | $17,901 | $649,078 | $130,549 |
| 2023 | 61 | $3,658 | $123,522 | $58,173 |
| 2022 | 74 | $68,891 | $501,039 | $206,536 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ONEDIGITAL (PHILADELPHIA) | Investment Advisor | $25,120 | — | $25,120 |
| HIGHMARK BLUE SHIELD (CENTRAL) | Other Service Provider | $17,774 | — | $17,774 |
| THE BENECON GROUP | Investment Advisor | $15,693 | — | $15,693 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $58,587
- Estimated Expense Ratio: 327.283% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $767,276 | — | — | — | — |
| 2023 | $236,671 | — | — | — | — |
| 2022 | $794,388 | — | — | — | — |