Plan Snapshot
- Plan Sponsor: Kessler, Topaz, Meltzer & Check, LLP
- Sponsor EIN: 232977382
- Sponsor Address: 280 KING OF PRUSSIA ROAD, RADNOR, PA, 19087
- Plan Type: 401(k)
- Total Participants: 187
- Total Assets: $58.4M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 187 | $58.4M | $1.4M | $2.1M |
| 2023 | 180 | $49.3M | $1.2M | $2.1M |
| 2022 | 186 | $40.6M | $1.2M | $2.0M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CORNERSTONE ADVISORS ASSET MGMT LLC | INVESTEMENT ADVISOR | $57,297 | — | $57,297 |
| JOHN HANCOCK LIFE INSURANCE COMPANY | CONTRACT ADMINISTRATOR | $46,283 | — | $46,283 |
| THE MANDMARBLESTONE GROUP LLC | THIRD PARTY ADMINISTRATO | $31,600 | — | $31,600 |
| CBIZ CPAS P.C. | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- CORNERSTONE ADVISORS ASSET MGMT LLC — INVESTEMENT ADVISOR
- JOHN HANCOCK LIFE INSURANCE COMPANY — CONTRACT ADMINISTRATOR
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $135,180
- Estimated Expense Ratio: 0.231% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $135,180 | $57,297 | $46,283 | — | — |
| 2023 | $101,051 | $50,388 | $36,563 | — | — |
| 2022 | $193,610 | $18,312 | $161,348 | — | $13,950 |