Plan Snapshot
- Plan Sponsor: Kershaw Fruit & Cold Storage Co., LLC
- Sponsor EIN: 910827217
- Sponsor Address: 151 LOW ROAD, YAKIMA, WA, 98908
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 316
- Total Assets: $22.5M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 316 | $22.5M | $0 | $0 |
| 2024 | 230 | $19.5M | $482,756 | $880,865 |
| 2023 | 262 | $17.5M | $470,706 | $901,971 |
| 2022 | 257 | $14.6M | $465,635 | $863,814 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| OPPENHEIMER LIFE AGENCY LTD | Other Service Provider | $49,607 | — | $49,607 |
| STANCROP FINANCIAL GROUP | Recordkeeper | $33,449 | $883 | $34,332 |
| HUNNEX & SHOEMAKER INC | Recordkeeper | $12,751 | $10,116 | $22,867 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $106,806
- Estimated Expense Ratio: 0.474% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $1,826,200 | — | $95,807 | — | — |
| 2024 | $86,225 | — | $86,225 | — | — |
| 2023 | $80,147 | — | $80,147 | — | — |
| 2022 | $79,153 | — | $79,153 | — | — |