Plan Snapshot
- Plan Sponsor: Keith Smith Company, INC.
- Sponsor EIN: 271578424
- Sponsor Address: 130 K-TEC LANE, HOT SPRINGS, AR, 71914
- Plan Type: 401(k)
- Total Participants: 94
- Total Assets: $14.1M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 94 | $14.1M | $178,097 | $314,888 |
| 2023 | 100 | $12.6M | $487,280 | $334,633 |
| 2022 | 112 | $10.8M | $586,932 | $308,326 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| REGIONS BANK | NONE | $66,105 | — | $66,105 |
| ASCENSUS LLC | NONE | $18,925 | $37 | $18,962 |
| JASON UNDERWOOD CPA, PLLC DBA ERISA | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- JASON UNDERWOOD CPA, PLLC DBA ERISA — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $85,067
- Estimated Expense Ratio: 0.603% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $85,030 | — | $18,925 | — | — |
| 2023 | $72,459 | — | $15,929 | — | — |
| 2022 | $69,387 | — | $69,387 | — | — |