Plan Snapshot
- Plan Sponsor: Keith D. Smith Concrete Contractor, INC.
- Sponsor EIN: 232762243
- Sponsor Address: 3333 BALTIMORE PIKE, HANOVER, PA, 17331
- Plan Type: Health & Welfare
- Plan Number: 501
- Total Participants: 50
- Total Assets: $56,294
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 50 | $56,294 | $0 | $0 |
| 2024 | 44 | $27,638 | $403,170 | $255,272 |
| 2023 | 43 | $804 | $242,539 | $237,276 |
| 2022 | 46 | $32,984 | $170,083 | $277,848 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| THE BENECON GROUP, LLC | Investment Advisor | $48,163 | — | $48,163 |
| E. K. MCCONKEY & CO., INC. | Investment Advisor | $15,050 | — | $15,050 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $63,213
- Estimated Expense Ratio: 112.291% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $741,917 | — | — | — | — |
| 2024 | $714,618 | — | — | — | — |
| 2023 | $501,934 | — | — | — | — |
| 2022 | $471,948 | — | — | — | — |