Plan Snapshot
- Plan Sponsor: Kear Civil Corporation
- Sponsor EIN: 208257122
- Sponsor Address: 22555 N 20TH AVE, PHOENIX, AZ, 85027
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 115
- Total Assets: $3.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 115 | $3.6M | $0 | $0 |
| 2024 | 129 | $3.4M | $186,225 | $398,193 |
| 2023 | 123 | $4.0M | $214,063 | $454,217 |
| 2022 | 127 | $3.1M | $222,500 | $500,420 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| RAYMOND JAMES FINANCIAL SERVICES AD | Other Service Provider | — | $16,879 | $16,879 |
| ADMINISTRATIVE FIDUCIARY SERVICE | Other Service Provider | $6,500 | — | $6,500 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $23,379
- Estimated Expense Ratio: 0.641% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $701,094 | $6,586 | $12,250 | — | — |
| 2024 | $49,666 | $19,418 | $13,450 | — | — |
| 2023 | $29,193 | — | $29,193 | — | — |
| 2022 | $21,158 | — | — | — | $21,158 |